Job Description

• - Credit Analysis and Approval
• Conduct in-depth assessments of customer income and risk to accurately approve hire purchase and vehicle registration loans.
• - Field Audit
• Expert in conducting on-site inspections of customer residences and workplaces to verify identity, even in unfamiliar areas.
• - Debt Management and Identity Investigation
• Monitor debts and prepare collection letters, with the ability to quickly trace actual addresses and residences of customers.
• - Law and Justice Procedures
• Gather evidence, draft criminal complaint documents, and act as an authorized representative in court proceedings.
• - Anomaly Detection and Network Analysis
• Compile and connect information in cases of irregularities or concealed transactions to reduce the likelihood of non-performing loans (NPL).

Job Description

• - Credit Management and Asset Evaluation
• Prepare all types of loans and assess credit limits based on actual asset conditions, while accurately analyzing repayment capacity.
• - Proactive Management of Delinquent Debt
• Follow up on debt collection through phone calls and on-site visits, coordinating to resolve delinquent debt issues and restore normalcy.
• - Revenue Expansion and Risk Management
• Present insurance and life insurance products alongside loans to increase revenue and strategically manage risks for the company.
• - Fraud Investigation and Quality Control (Audit)
• Investigate employee misconduct and review past loan approvals to prevent organizational losses.
• - Market Analysis and Location Strategy
• Propose strategies for selecting branch locations and analyze competitors in the area to develop appropriate marketing plans aligned with business potential.
• - Operational Support and Budget Control
• Manage office resources for maximum efficiency while providing comprehensive support for central and branch operations.

Job Description

• - Analyzed financial markets and gold prices
• Conducted analysis of global gold price trends (Gold Spot) and daily market conditions to develop investment strategies for the company.
• - Portfolio Management
• Managed the investment portfolio of gold bullion and executed buy-sell transactions (Trading) to maximize profits for the organization.
• - Investment Consulting and Sales Closure
• Provided in-depth consulting to clients, advised on trading strategies, and closed sales for online trading systems for gold shops.
• - Transaction Management and Tax System Administration
• Prepared quotations, managed gold inventory (deposits-withdrawals), and supported tax management systems to ensure compliance with standards.