Risk Policy and Report (Retail Credit Risk)

หน้าที่และความรับผิดชอบ

• - Review credit criteria, target segments to ensure acquisition of quality loan portfolio to achieve company’s overall performance. - Provide recommendations and support management in line with overall business objectives. - Analyze / review and present Credit Risk Policy and Guideline so as to effectively and efficiently manage credit risk under acceptable risk level.. - Monitor acquisition quality of new loans via AQT, periodically review of AQT to ensure its effectiveness. - Support the development of portfolio monitoring system such as Early warning system, analyze segmentation to improve portfolio quality. - Prepare credit risk portfolio report on monthly basis. - Conduct Model Tracking and Monitoring report for presentation to RMC and CIMBT on monthly basis. Including conduct Back Testing Model on yearly basis. - Perform Credit Risk Stress Testing and establish credit risk contingency plans. - Conduct adhoc analysis and non-routine reports and suppot any other issues as required by management. - Coordinate with Retail Risk Team and Model team of CIMBT in creating tools and reports used in credit risk management, for example Credit scoring model and tracking, Credit risk criteria and Credit risk monitoring report. - Cooperate with IT team to verify and rectify relevant data, provide requirements under given criteria of product program, credit scoring model and also performing the UAT test of HPCS system.

คุณสมบัติ

คุณสมบัติด้านความรู้และความสามารถ

• - Bachelor’s or Master's Degree in Finance/ Business/ Economics/ Statistics/ Financial Engineering - Experience in retail credit risk management, or MIS in retail risk - More than 3 years of experience in banking background/ financial institutions especially in credit retail risk management - Knowledge of retail credit risk/ hire purchase products. - Knowledge of credit risk analytic tools. - MS Office, SAP, SQL, Qlik view, or other data analytics tools.

สวัสดิการ

• ประกันสังคม
• ตามข้อตกลงของบริษัท
• สิทธิการเบิกค่าทันตกรรม

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