Hire Purchase Portfolio Management (Retail Credit Risk)

หน้าที่และความรับผิดชอบ

• - Perform the independent asset quality monitoring role for retail portfolio in order to clearly identify and understand the respective portfolio’s risk drivers across relevant credit cycle. - Provide risk analysis and reports of the risk profile to senior management on a periodic basis to allow them to actively monitor the risk profile with objective, reliable, timely and relevant information for appropriate action to be taken, if deemed necessary. - Set, monitor and maintain/ revise of the acquistion quality trigger for retail portfolios. It is to use as portfolio management tools to closely monitor acquisition vintage quality and can identify the issues at early stage. - Review credit issues by providing comments and recommendation to credit underwriting criteria for new retail products and the revised credit underwriting criteria in existing retail product programs. - Work with retail business units to ensure that the respective loan origination system and the loan underwriting decision engine are effectively used and continuously optimized.

คุณสมบัติ

คุณสมบัติด้านความรู้และความสามารถ

• - Bachelor degree or higher in Engineering, Mathematic, Statistics, Computer Science, or related field - Experience in using Microsoft-Excel - Experience with data analytics tool such as QlikView and Tableau is a plus - Experience with credit risk management, risk or marketing modeling, business intelligent, or retail banking is a plus

สวัสดิการ

• ประกันสังคม
• ตามข้อตกลงของบริษัท
• สิทธิการเบิกค่าทันตกรรม

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